Unified balances across fiat and stablecoins with cards and virtual accounts.
Give every user a bank account in their own name, a card that spends their stablecoin balance directly, with payins and payouts via simple bank transfers covering more than 60 countries.
Virtual bank accounts
A EUR or USD account per user, in their name, for pay-in and pay-out. Global money that flows at basis point fees, not percentage points.
Onramp with local bank transfers and SWIFT
Convert cryptocurrency to 120+ fiat currencies
Payout to 60+ countries
Cards
Spend the balance directly, with authorisation against the user's own account rather than a pooled float. Funds are self-custodial right up to the moment the card transacts.
Unified card and wallet balance
Self-custodial with no delayed withdrawal
Use vault positions as card collateral
One identity verification
Users KYC once and that verification is reused across every fiat integration in the stack. One identity, owned by the user, portable across the services we route them through.
Coverage
Accounts
EUR and USD, named to the user.
Payouts
60+ countries, 120+ currencies
Cards
USD and EUR cards
Methods in
Bank transfer, SEPA, card, Apple Pay, Google Pay and local rails
ID Verification
Reused across every integration
Who is it for
Global stablecoin neobanks
Your users need money that works where they live, not just onchain.
Payroll and payments platforms
You pay people in stablecoins and they need to spend them.
Apps at size
Percentage fees stopped being acceptable a while ago.
One integration. One SLA.
Rhinestone commits to SLAs no self-custodial vendor can match. We use our edge in account abstraction to ensure that all flows are self-healing and replayable, without compromising on security, self-custody or the user experience.
Uptime
Fulfilment rate
Settlement rate
Coverage
Response time
Recovery
SLAs are agreed per integration.
Self-custodial money movement for modern fintechs.
We work with a small number of teams at a time, closely. Tell us what you're building.
Talk to us